Compliance guides
Plain-English guidance on every obligation your Singapore company has — filings, tax, corporate secretarial and payroll. Filter by topic below.
ACRA & filings
Audit exemption: is yours a "small company"?Meet two of three size criteria — revenue, assets, employees — and skip the statutory audit. What s205C actually requires, and what the exemption does not remove.
2 Aug 2026 · 6 min read
ACRA & filings
Winding down: strike off, or keep the company dormant?When a venture ends, you can dissolve the company for free in four to six months — or park it dormant for a few hundred dollars a year. How each path works.
2 Aug 2026 · 8 min read
ACRA & filings
Filing financial statements with ACRA — and who is exemptMost companies file financial statements in XBRL with their annual return. A solvent exempt private company files a declaration instead. Which are you?
2 Aug 2026 · 6 min read
ACRA & filings
How long to keep records — and what IRAS expects to seeFive years is the statutory floor under both the Companies Act and the Income Tax Act. What to keep, how to organise it, and why bank statements deserve special care.
2 Aug 2026 · 6 min read
Company setup
Business bank accounts: banks vs fintechs, and the GIRO catchDBS, OCBC and UOB against Aspire, Airwallex and Wise — fees, FX, deposit protection, and the one government-payments limitation that decides the answer.
2 Aug 2026 · 9 min read
Company setup
Your first-year compliance map: ACRA, IRAS and CPFEvery obligation a new Singapore private company faces in year one — who it is owed to, the statutory basis, and when it falls due.
2 Aug 2026 · 8 min read
Company setup
Registering a Singapore company as a foreigner, remotelyOne hundred percent foreign ownership is allowed — the catch is the resident director. Nominee arrangements, honest first-year costs, and the banking reality.
2 Aug 2026 · 9 min read
Company setup
Should you incorporate? A Pte Ltd from an accountant's viewLimited liability, lower tax and a professional image — against real compliance costs and public records. The honest trade-offs before you register.
2 Aug 2026 · 6 min read
Corporate secretarial
The company's money is not your money: a director's rulesA separate bank account, no personal withdrawals, no casual loans to yourself — the habits that keep a founder-director on the right side of fiduciary duty.
2 Aug 2026 · 6 min read
Employment & MOM
Employment Pass in 2026: salary floors, COMPASS and foundersThe two-stage EP test — qualifying salary plus 40 COMPASS points — the January 2027 increases, and why new companies start with exactly half the points they need.
2 Aug 2026 · 9 min read
Finance basics
What accounting services cost in Singapore: 2026 price bandsReal market rates — bookkeeping, annual filing bundles, GST, audit, corporate secretarial and payroll — and the add-on fees that turn a S$199 promo into S$1,000.
2 Aug 2026 · 9 min read
Finance basics
How accounting actually works: from receipts to reportsSource documents, treatment, reconciliation, reporting — the four-step process behind every set of accounts, and why each step exists to protect somebody.
2 Aug 2026 · 6 min read
Finance basics
Cash vs accrual accounting, explained with three transactionsWhy your bank balance is not your profit. The accrual basis behind every Singapore financial statement, shown through three simple startup transactions.
2 Aug 2026 · 6 min read
Finance basics
When do you need consolidated financial statements?Create a subsidiary — or a holding company — and you may have created a consolidation duty. Who must consolidate, the exemptions, and what it does to your fees.
2 Aug 2026 · 7 min read
Finance basics
Reading your financial statements: a founder's field guideWhat the balance sheet and income statement each actually tell you, the questions they answer, and the three numbers worth checking every single month.
2 Aug 2026 · 7 min read
Finance basics
SFRS for Small Entities or full SFRS(I): which framework?Most private companies can choose a deliberately simpler accounting standard. Who qualifies, what gets easier, and when full standards are worth keeping.
2 Aug 2026 · 7 min read
Finance basics
PSG, EDG, SFEC and the new EDGE: SME grants in 2026Up to half your software and upgrading costs funded — if you apply before you buy. The grants worth knowing this year, and the deadlines quietly approaching.
2 Aug 2026 · 9 min read
Finance basics
What to outsource, what to keep: finance for small teamsCorporate secretary, bookkeeping, payroll, tax, FP&A — which finance functions to delegate, when volume changes the answer, and what a founder must never hand over.
2 Aug 2026 · 8 min read
Finance basics
Xero vs QuickBooks vs Jaz: which fits a Singapore SME?Pricing, GST filing, InvoiceNow readiness and the payroll gap — a Singapore-specific comparison of the two incumbents and the AI-first newcomer.
2 Aug 2026 · 9 min read
GST
The GST F5 return: what each box wants, and where errors hideNine boxes, one month after each quarter, and a handful of mistakes that account for most IRAS assessments. A working guide to filing the F5 correctly.
2 Aug 2026 · 7 min read
GST
GST registration: the S$1 million tests, and when to volunteerTwo ways to cross the threshold — looking back and looking forward — and a three-question framework for whether voluntary registration is worth it.
2 Aug 2026 · 8 min read
GST
The GST InvoiceNow requirement, explainedE-invoicing over Peppol is becoming part of GST registration — new voluntary registrants from April 2026, everyone by April 2031. What it is and how to get ready.
2 Aug 2026 · 7 min read
IRAS & corporate tax
Capital allowances: tax depreciation you choose the pace ofEquipment isn't deducted — it's written off through capital allowances, over one year or three, at your election. The rules, the S$5,000 shortcut, and the timing play.
2 Aug 2026 · 7 min read
IRAS & corporate tax
Corporate tax basics: the 17% rate and what softens itHow Singapore corporate tax is actually computed — the flat rate, the start-up and partial exemptions, and the two filing deadlines every company shares.
2 Aug 2026 · 8 min read
IRAS & corporate tax
Deductible or not? The expense claims owners get wrong"Wholly and exclusively" is the test. S-plate cars, private spending, provisions and pre-revenue costs are where small company tax computations go wrong.
2 Aug 2026 · 8 min read
IRAS & corporate tax
The Enterprise Innovation Scheme: 400% deductions, explainedUntil YA 2028, qualifying R&D, training and IP spending earns a 400% tax deduction — or a cash payout for loss-making startups. What qualifies and what it's worth.
2 Aug 2026 · 8 min read
IRAS & corporate tax
Carrying losses forward: the shareholding test explainedEarly losses can shelter future profits — unless a fundraise breaks the shareholding test. How carry-forward works, and when to defer capital allowance claims.
2 Aug 2026 · 7 min read
IRAS & corporate tax
Paying yourself: salary, director's fees or dividends?The three clean ways to take money out of your company, how CPF and tax treat each, and worked numbers showing why most founders end up with a mix.
2 Aug 2026 · 9 min read
IRAS & corporate tax
From accounting profit to tax payable: the computationYour tax bill is never profit × 17%. The add-backs, deductions, allowances and exemptions between the two numbers — walked through with a worked example.
2 Aug 2026 · 8 min read
IRAS & corporate tax
Tax planning, avoidance and evasion: where the lines arePay a fair amount of tax — not more, never fraudulently less. The three-way distinction, what s33 lets IRAS unwind, and the planning moves that are simply fine.
2 Aug 2026 · 7 min read
IRAS & corporate tax
Timing your first FYE to keep the start-up exemptionThe start-up exemption runs for exactly three Years of Assessment, profitable or not. Why a first financial year of around 11 months usually protects it best.
2 Aug 2026 · 7 min read
IRAS & corporate tax
Withholding tax: check before you pay a non-residentInterest, royalties and services performed in Singapore — when s45 makes you the tax collector, the rates, and why the contract stage is where this is won.
2 Aug 2026 · 7 min read
Payroll & CPF
Payroll software for Singapore SMEs: what to look forXero, QuickBooks and Jaz don't do CPF — a local payroll tool fills the gap. The statutory checklist, the price bands, and how Talenox and friends compare.
2 Aug 2026 · 8 min read
ACRA & filings
Annual returns: the 20-minute filing guideWhat s197 actually requires, what BizFile asks for, and the three fields founders get wrong.
12 Jul 2026 · 8 min read
IRAS & corporate tax
ECI waivers: does your company qualify?Most small companies never need to file ECI. Check the two conditions before you pay an agent to do it.
5 Jul 2026 · 6 min read
Corporate secretarial
AGMs you can hold by written resolutionPrivate companies can skip the meeting entirely — if the paperwork is signed in the right order.
28 Jun 2026 · 7 min read
Payroll & CPF
CPF contributions for your first hireRates, deadlines, and the wage ceiling changes that took effect in January.
21 Jun 2026 · 9 min read
ACRA & filings
Changing your registered address without a fineYou have 14 days to notify ACRA. Here is the BizFile path and what happens to correspondence in the meantime.
14 Jun 2026 · 5 min read
IRAS & corporate tax
Form C-S vs Form C-S (Lite) vs Form CRevenue thresholds, what each form asks for, and why filing the wrong one delays your assessment.
7 Jun 2026 · 10 min read